Our brokers can set up insurance for you & your employees that will meet your groups individual healthcare needs. Contact our office and we will help you navigate all of the many options that are available to your group. We specialize in medical, dental, vision & life/disability insurance for you and your employees.

New Groups are set up within these parameters:
Small Group- 1-49 Employees
Medium Group- 50-99 Employees
Large Group- 100+ Employees

Group Open Enrollment

Each group has an Open Enrollment period during the year. This period is when employees can enroll in the group coverage or make changes to their existing coverage. Employees may decide to change plans, add or drop a dependent, or add an optional benefit. Once elections have been made, employees will not be able to make changes until the next Open Enrollment period, unless they have a qualifying event.

Qualifying Events

  • Getting Married
  • Having a baby
  • Adopting a child or placing a child for adoption/fostercare
  • Moving (Different state of same state outside of current region)
  • Gaining Citizenship or lawful presence in the United States
  • Gaining eligibility due to a change in your income or household
  • Losing other health coverage or job-based coverage that meets standards of minimum essential coverage


Zywave is a tool we provide our client to support the employer's role in Human Resource management, which we feel is critical for all companies, however invaluable for companies run small teams of people who are wearing many hats.

We provide all the implementation support you'll need to get your customized site up and running and promoted to your employees. Plus, we help with ongoing support and employee education to ensure maximum benefits for your company.

You and your employees can access Zywave right from our website.

Ways that Zywave benefits your business:

MyWave Connect
- 24 hour access
- Home of thousands of articles on topics to keep your business running smoothly. Search the database for all questions on Compliance, Health Care Reform, HIPAA, COBRA, OSHA, Department of Labor, Legislative guides, Forms & Notices, Open Enrollment, Wellness Programs, Workplace Policies & Forms.

- A flexible, user-friendly employee and HR communication portal
- Online benefit elections
- Pre-set communication campaigns
- Vacation tracking
- Online portal for forms, handbooks, policies and much more in one secure, central location for employees to access.

Shandro Group, Inc., (The) BBB Business Review